PURCHASE YOUR NEW HOME WITH A USDA HOME LOAN.

  • NO money down
  • Low interest rates
  • 30 Year Amortization
  • Government guaranteed
  • Flexible credit guidelines
  • Close in 30 days or less
START YOUR USDA LOAN NOW

ABOUT THE USDA LOAN

The USDA Loan was created to assist approved lenders in providing low and moderate income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers. Along with a loan backed by the USDA, loan recipients also enjoy $0 down mortgages with 100 percent financing.

The requirements to be eligible for a USDA loan probably aren’t what you think. Complete the form and we will let you know if you qualify. 

$0 down mortgages with 100 percent financing

More homes in areas that qualify as “rural”

Lenient eligibility requirements

Rates are often lower than FHA or conventional loans

IS YOUR NEW HOME'S LOCATION ELIGIBLE?

If you’ve found the home of your dreams, we can tell you if it’s located in an area that qualifies you for the USDA Home Loan. Enter a few details in the form above and we will contact you.

WHO CAN GET A USDA LOAN?

Rural Housing Mortgage will help you find out if your have a qualifying credit score, household income, and are buying a home in a qualifying area. We then work with you to secure your USDA loan.
Applicants must:

  • Meet income-eligibility
  • Meet credit score eligibility
  • Be a U.S. Citizen, U.S. non-citizen national or Qualified Alien
  • Purchase a property that meets all program criteria

To be eligible for a USDA loan you have to meet a few simple requirements. CLICK HERE to see a full list of requirements.

STOP WAITNG. GET YOUR USDA HOME LOAN TODAY!

FREQUENTLY ASKED QUESTIONS

We know you have more questions. Click here to see a list of frequently asked questions.

Q: What's the minimum credit score requirement?

“There is no minimum score required to get a USDA loan. Most lenders require a minimum credit score of 640; however it is possible to get approved with a lower score if the borrower has strong compensating factors.

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